GETTING STARTED IS EASY The Mortgage Process Many Canadians are now choosing to buy a home instead of renting but it is important to get process before you begin your home shopping. understand the ins and outs of the mortgage LEARN MORE

MORTGAGE CALCULATORS What Can You Afford? We offer you a wide range of fast and easy to use mortgage calculators to help you determine what you can afford. From renting versus purchasing to affordability, we can help. LEARN MORE

ONLINE MORTGAGE APPLICATION Apply for a Mortgage Apply for a mortgage from the comfort of your own home. It's fast, easy and most importantly secure! Yes it's that easy. Click the link below to begin the application process. LEARN MORE

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Peggy Kelly
is your Ottawa, Greely and Kemptville Mortgage Agent If you are looking for a pre-approved mortgage, purchasing real estate for personal or investment use, renewing existing financing, or considering debt consolidation through home refinance, Peggy can help you out.

Did you know that it should never cost you to have a mortgage broker looking out for your best interest? Find out more by contacting Peggy, or read over our products below.

Mortgage Products
At the mortgage wellness group, we can offer you a wide range of mortgage products and services that are tailored to meet your needs.

Buying a Home (First Home Buyers and Repeat Home Buyers)
When you're thinking of buying a home, it's definitely worthwhile talking to a mortgage planner. Mortgage Planners can help you understand how much mortgage you can manage, and to explore both traditional and innovative mortgage options that suit your exact needs. We work with First Time Buyers and Repeat Buyers alike.

Renewing Your Mortgage
When Renewing Your Mortgage, it's most likely that your current lending institution will offer you a rate that is not the best one available in the marketplace today. You are in a strong bargaining position, and by joining forces with us you can obtain a rate and product that suits you and your exact situation.

Refinancing Your Mortgage
Refinancing, whether it be a relatively straight forward refinance of your existing mortgage balance, or utilizing your Home Equity for any other purpose desired, is a strategic decision and usually the best one for you. We can work with you to see if we can help lower your monthly payments, consolidate debt, and more.

Mortgages for the Self-Employed
We understand business owners because we're business owners as well. We offer a long list of lenders that have a varierty of excellent mortgage options for self-employed Canadians like yourself. We know that not everyone fits into a specific mortgage solution, especially self-employed individuals and that's where we can help.

Repairing Your Credit
Bad credit affects your credit rating/score and your ability to get financing. The impact of bad credit can range from not getting the loan or credit card to having to pay interest rates well in excess of what you would see if you had good credit. We can show you the steps to take to help repair your credit and get you back on your feet.

Second Homes or Vacation Homes
More Canadians than ever before are now spending quality time in their own vacation property. You've worked hard and want to finally get that dream cottage or second home you've been looking for and we can help.